Your Protection. Our Touch.

Running a business comes with risk. Having the right insurance in place helps protect what you’ve built when the unexpected happens.

  • Insurance tailored to your business
  • A wide range of commercial insurance solutions
  • Expert guidance from experienced professionals
  • New policies and existing cover reviews
  • FCA Regulated
  • Compare Leading UK Insurers
  • Thousands of Businesses Helped
  • Fast Decisions

Compare the UK’s Leading Insurers In One Place

Zurich
Travelers
QBE
Intact Insurance
Covea Insurance
AXA
Aviva
Arch Insurance
Allianz
AIG

Protecting What You’ve Built

Every business is different. Your insurance should be too.

The risks facing a construction company can be very different from those of a recruitment agency, manufacturer or professional services firm. That’s why finding the right commercial insurance starts with understanding your business.

We take the time to understand what you do, how you operate and where your key risks lie before helping you explore the insurance options available to you.

Whether you’re arranging business insurance for the first time, approaching renewal or simply want a second opinion on your existing cover, we’re here to help.

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Getting Commercial Insurance Shouldn’t Be Complicated

Our team will guide you through the process from understanding your requirements to putting your cover in place.

1. Tell Us About Your Business

We’ll get to know your business, what you do, how you operate and any insurance you already have in place.

2. Understand Your Risks

We’ll look at your circumstances and help identify the key areas where your business may require protection.

3. Explore Your Options

We’ll help you consider suitable insurance options and explain the important differences in cover.

4. Get Covered

Once you’ve chosen the option that’s right for your business, your cover can be put in place.

Commercial Insurance Types

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Commercial Combined Insurance

Flexible cover for buildings, stock, contents, liabilities and lost income.
Property Owners and Landlords Insurance icon
Property Owners & Landlords Insurance

Protection for property, portfolios, loss of rent and owners’ liability.
Manufacturing and Wholesale Insurance icon
Manufacturing & Wholesale Insurance

Cover for premises, machinery, stock, products and interrupted revenue.
Professional Indemnity Insurance icon
Professional Indemnity Insurance

Protection from claims caused by errors, omissions or negligent advice.
Directors and Officers Liability Insurance icon
Directors’ & Officers’ Liability Insurance

Protection for directors against personal liability from business decisions.
Cyber Insurance icon
Cyber Insurance

Cover for attacks, breaches, ransomware and cyber-related disruption.
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Trade Credit Insurance

Protection against bad debts when customers fail to pay.
Transport and Freight Insurance icon
Transport & Freight Insurance

Cover for goods in transit, vehicles, logistics and liability risks.
Retail and Hospitality Insurance icon
Retail & Hospitality Insurance

Protection for property, interruption, liability, employees and cyber risks.
Construction and Contractors Insurance icon
Construction & Contractors Insurance

Cover for contract works, plant, theft, liability and site injuries.
Motor Trade Insurance icon
Motor Trade Insurance

Protection for vehicle sales, servicing, repairs and road risks.
Specialist Sector Insurance icon
Specialist Sector Insurance

Tailored solutions for specialist industries and niche professions.

Can’t see the cover you’re looking for?

Every business has different requirements. Speak to our team and we’ll help you identify the insurance appropriate for your circumstances.

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Already Have Business Insurance?

Your Current Policy Might Not Reflect Your Business Today

Businesses change.

You may have increased turnover, taken on more employees, moved premises, bought new equipment, won larger contracts or started providing different products and services since your existing insurance was arranged.

But has your insurance changed with you?

We can review your existing commercial insurance arrangements and help you understand whether your current cover continues to meet the needs of your business.

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We can help you look at:

  • Potential gaps in your existing cover
  • Areas where your business may be underinsured
  • Whether your policy reflects how your business operates today
  • Cover you may no longer require
  • Opportunities to improve your protection
  • Whether your existing arrangements remain competitive

There’s no need to wait until something goes wrong to discover that your cover isn’t what you thought it was.

Request an Insurance Review

What Does Commercial Insurance Protect?

Commercial insurance isn’t simply about having a policy. It’s about protecting the different parts of your business that allow you to operate, grow and succeed.

Your Customers

Protect against liability arising from your products, services and interactions with customers or the public.

Discuss Your Business Insurance
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Your Reputation

Protect against certain claims arising from professional mistakes, advice, management decisions and business activities.

Discuss Your Business Insurance
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Your Digital Business

Protect against cyber attacks, data breaches, system interruption and the risks of doing business digitally.

Discuss Your Business Insurance
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Why Use a Commercial Insurance Broker?

More Than Just Finding a Policy

Commercial insurance can be complicated. Different insurers can offer different levels of cover, limits, exclusions and conditions - and the cheapest policy isn’t necessarily the right policy. Working with a commercial insurance broker gives you someone who can help you understand your risks, navigate your options and make a more informed decision.

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We Understand Your Business

We start with your business, helping identify the risks that need to be considered.

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We Help Identify the Right Cover

We help you understand suitable insurance and where specialist protection may be needed.

Exploring options icon

We Explore Your Options

We help you explore insurance solutions suited to your circumstances.

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We Make Insurance Easier to Understand

We explain policies, exclusions, limits and terminology in straightforward language.

Ongoing support icon

We’re Here Beyond the Quote

As your business changes and grows, we can help keep your insurance requirements under review.

Speak to Our Insurance Team

FAQs

There isn’t a single answer because every business is different. The insurance you require will depend on factors such as your industry, employees, turnover, premises, customers, contracts and the services or products you provide. We can help you understand the risks associated with your business and the types of insurance you may wish or need to consider.

Some types of commercial insurance can be legally required. For example, most businesses that employ staff are required to have Employers’ Liability Insurance. Other insurance may not be legally compulsory but could be required by customers, landlords, professional bodies, lenders or contracts.

The cost depends on your business and the cover required. Insurers can consider factors including your industry, turnover, number of employees, claims history, level of cover and the particular risks associated with your activities.

Yes. If you already have commercial insurance in place, we can help review your existing arrangements and consider whether they continue to meet the needs of your business.

It’s sensible to review your insurance at renewal and whenever there is a significant change to your business. That could include increasing turnover, hiring employees, moving premises, purchasing equipment, changing business activities or taking on larger contracts.

Yes. Businesses commonly require several types of cover, and in some circumstances multiple covers can form part of a combined commercial insurance policy.

The exact information required will depend on the insurance, but you may be asked about your business activities, turnover, employees, premises, claims history, existing cover and the level of protection required. Our team will explain what information is needed and guide you through the process.