What is construction and contractors insurance?
Construction and contractors insurance is cover protect builders, contractors and any trades working on site. The policy covers the work in progress, plant and tools, and the liabilities that come with construction projects.
What does construction and contractors insurance cover?
- Contract works and works in progress
- Plant, tools and equipment
- Public and employers’ liability
- Theft or damage on site
- Employee injury
- Contractors’ all risks
Who needs construction and contractors insurance?
This type of insurance is built for builders, contractors, subcontractors and trades working on site, whether you’re working alone or have a team of workers. Cover can be arranged around single projects or ongoing contracts.
Do contractors need public liability insurance?
Public liability insurance is not a legal requirement, but most clients and main contractors in the UK will not let you on site without it, as it covers injury or any damage on site during your work. If you employ staff or use labour-only subcontractors, employers’ liability insurance is a legal requirement.
Speak to our team to get a construction and contractors insurance quote for your business.