What is commercial combined insurance?
Commercial combined insurance works by bringing multiple essential covers together into one flexible policy. It is designed for businesses with a mix of risks, such as manufacturers, wholesalers, retailers and larger operations, who would otherwise need several different policies to stay protected.
We will work with your business to understand how it works so we can then tailor the cover to make sure your premises, stock, equipment, liabilities and income are all protected in one place.
What does a commercial combined insurance policy cover?
A commercial combined insurance policy is built around the risks your business faces every day, and usually includes:
- Buildings and contents
- Stock and materials
- Business interruption and loss of income
- Public liability
- Employers’ liability
- Products liability
- Money and goods in transit
- Options covers tailored to your industry
Who needs commercial combined insurance?
This group of cover will suit established businesses with more than one type of risk that they need to insure, particularly those with premises, stock and staff. One of the main benefits of combined insurance packages is that everything is under one policy, so it is usually simpler to manage and it is often more cost-effective.
Speak to our team today to arrange the right level of cover for your business.