What is motor trade insurance?
Motor trade insurance is for businesses that sell, service, repair or MOT vehicles. It protects your premises, your customers’ vehicles and the road risks that come with working in the motor trade. Whether you run a forecourt, a workshop or a garage, we can tailor the cover to suit your business best.
What does motor trade insurance cover?
- Road risks and vehicles in your care
- Premises, tools and equipment
- Public and employers’ liability
- Property damage
- Business interruption
- Sales, servicing, repair and MOT operations
Who needs motor trade insurance?
Motor trade insurance is built for businesses that buy, sell, service, repair, valet or MOT vehicles, from car dealers and mechanics to MOT centres, valeters and mobile traders. It covers full-time and part-time traders, and if you handle vehicles that belong to customers or the business, you need cover designed for the motor trade rather than a standard car insurance policy.
What is road risks insurance?
Road risks insurance lets you drive vehicles in connection with your business, including customers’ vehicles and stock. At minimum, third-party road risks cover is a legal requirement to drive these vehicles on public roads, which makes it the core of any motor trade policy. It can be arranged for a single person or a whole team.
Speak to our team today for an accurate quote for motor trade insurance for your business.